Financial Planning
“What sort of account are you looking for, sir?”
Paul squinted. The early morning sunlight was already making it hard for him to see the teller across the counter, much less to concentrate on what he was saying.
“I’m sorry?”
The teller continued on with his patter; he’d obviously done this plenty of times before. “…and you’ll need to nominate how you want to access it, and how much to open with.”
Banks had always made Paul a little anxious. He wasn’t a rich man–he had no house he owned, no investments, just a little apartment he rented in the wrong and dingy side of town. He always regretted that he had never previously taken the time to plan his future.
And now he was concerned, really worried, about that future. So here he was, standing patiently, watching the teller finalize his new account. Paul’s head was still throbbing from the attack a week ago. You might say it was just post-traumatic stress, but it wasn’t; it was much more serious.
“So, your chosen account features would be…?” prompted the teller again.
Well, Paul wouldn’t be able to work days in future, that much was sure. And, after a while, he doubted whether anyone would be able to recognize him much, so coming into the bank wasn’t an option either. “I’ll need online banking, as well as access to your night safety deposit boxes.”
“Very good.” The teller ticked the appropriate boxes.
How bright was it in here? The light was definitely hurting his eyes now. He rubbed his neck, tried to reduce some of the tension.
“Almost there,” the teller assured him with a smile. “Now, your interest will be reinvested and compound every month, as I’m sure you’re already aware.”
“Great,” said Paul. He felt absolutely, totally drained. He hadn’t eaten or drunk anything for the last few days. The taste of food was revolting. Despite a raging thirst, he couldn’t even stomach a glass of water.
This was, he guessed, just as diagnosed. In the last few days, he’d read enough of the literature–not the medical literature, but rather the real stuff–to know exactly what it was all about. And what was about to happen to him.
Next would come the sleep, the long sleep. When he returned, things would be completely different. Some writers argued that you could sleep for years, maybe decades, before you awoke, that first time.
And who was going to look after him then? And how?
“Finally, just one last question, sir. How much will you be wanting to open the account with?”
Paul felt around in his pocket, fished out the last dollar notes in his possession. Twenty-five dollars and sixty-eight cents.
The teller looked over. “Well, that’s not a lot to start with, but I guess with a bit of compound interest it’ll quickly add up, won’t it?” he joked.
Paul rubbed his neck again, and felt the two small puncture wounds that he’d now had for a week. He was going to be a member of the undead for a long time to come, he suspected.
He squinted, ran his tongue over his teeth, and smiled darkly back at the teller. “It sure will.”
